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4 Tips For Baby Boomers in Buying A Boat After Retiring

Buying a boat

Let it not intimidate you that have no prior boating experience.

For the retiree, the romance of the sail boat may well be appealing, but then again think of all the different types of recreational boats which come in all shapes and sizes. Those who would like to venture inshore and off-shore, there is the power boat to look at. Obviously budget comes first so let’s get down to some of the finer tips.

Tip 1: How much should you spend?

Only you know the answer to that. Anything from $15,000 upwards depending on the money you have available. There are cheap boats called ‘tinny’ that you could buy for as little as $10,000 and use for a bit of fishing only or you could go for the sporty types of boats or the bigger ones. If you are only interested in sailing, there are some good sailboats and learning the ropes on sailing and tacking is not difficult.

Tip 2: What sort of material?

GRP, commonly known as fibre-glass is best. There is aluminium, but then again there are advantages and dis-advantages to look at. An aluminium boat is much lighter than fibre-glass and being of light weight is easier to launch and retrieve. It would be easier to tow if you do not have a four-wheel drive. Fibre glass offers quieter running and easier to maintain. Besides being retired you would want to spend less time and money on maintenance work and more time enjoying yourself on the boat sailing, travelling or fishing.

Tip 3: Power – Type of engine

In general, power-boats have outboard, stern drive or inboard engines. Out-boards are familiar to most people, while the stern drive is an engine-mounted inboard sending its power to the water via an outboard unit. From the power perspective, with the smaller boats you need to choose between outboard or stern-drive. boat parts

In the boating industry terms, a big boat generally starts at about 10 metres-plus and are invariably diesel-powered. Out-board engines are normally available in four-stroke and two-stroke versions. The four-stroke engines are a bit more expensive but more fuel-efficient and environmentally friendly too.

Tip 4: Fly-Bridge on the boat.

This is like being on the upper deck of the boat. This types are good for those who love fishing and this gives the ability to spot water movement that indicates the presence of fish. For the ageing retiree, the fly-bridge could be a hindrance and you may not need it. There are many types of boats that look sporty and come without the fly-bridge. Having a sailboat with cabin bunks below deck, a cosy little kitchen and a lounge room are all norms nowadays.

If you can drive your car, you can drive a boat, however please ensure that you get a boat licence.

Overall, if you are budget conscious, you may see a sail-boat as a far more economical way to experience the lovely waterways of Australia. Follow your instinct, make your choice, ensure you do not end up with a boat that does not suit your needs and lastly be aware of your budget.

Another advantage of buying a boat is that you can also charter the boat for hire. There are lots of people who have charter boats for the day to have functions such as birthday parties or just office bonding. This is where you can make some money, which in turn can help in the maintenance and up-keep of the boat.

 

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